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Metro Transit to Begin ORBT Platform Construction

Metro Transit to Begin ORBT Platform Construction Omaha’s first bus rapid transit line is coming soon. Construction will begin mid-August on Metro Transit’s future ORBT stations.To get more metro news, you can visit shine news official website. Metro’s construction team, led by The Weitz Company, will lay the foundation for each station, which includes platform preparation, roadway improvements and travel upgrades. “We’re excited to work with Weitz as we lay the groundwork for an enhanced transit system,” said Curt Simon, Metro’s executive director. “This will be a game changer for transit in our community.” Construction time will vary by location and temporarily close sections of adjacent travel lanes. Temporary bus stops will be installed near all platform construction sites. Sidewalk access may be limited due to safety concerns and space constraints, so pedestrians will be encouraged to use alternate routes until construction at each site is completed. Once a site is prepared, ORBT canopies – which are being fabricated by Dimensional Innovations in Overland Park, Kansas – will be transported to Omaha and lifted into place by crane. Installation and testing of technology components will follow. Until ORBT begins operation next spring, Metro asks the community to be safe and respectful in these shared spaces. “We appreciate everyone’s patience in advance,” Simon said. “We are confident that the benefits from ORBT will be valuable to a growing city that wants and needs more transportation options.”

Banking & Finance Current Affairs 2020

Banking & Finance Current Affairs 2020 Banking & Finance Current Affairs 2020 read all the latest Banking & Finance Current Affairs Updates for 2020 at This is the right place to get quick updates of Latest Banking & Finance Current Affairs 2020 and events not only for the competitive exam but also for the interview.To get more latest banking finance news, you can visit shine news official website The Reserve Bank of India (RBI) launched the Aadhaar-based Video Customer Identification Process (V-CIP) on 9 January 2020. The aim of the move is to allow banks and other lenders to remotely complete Know Your Customer (KYC) of customers on videos. V-CIP: ♦ RBI has allowed consent-based video-based KYC as an option to establish a customer's identity. ♦ It is expected that it will make the process easier for banks and other regulated entities to adhere to the RBI's KYC norms. ♦ It moves with a view to leveraging the digital channels for the Customer Identification Process (CIP) by Regulated Entities (REs). ♦ RES has been encouraged to take the assistance of the latest available technology like Artificial Intelligence (AI) and face matching technologies, to ensure the integrity of the process and the information furnished by the customer. ♦ This consent-based method will be an alternate method of establishing the customer's identity, for customer onboarding. ♦ This approval by RBI was a long-standing industry demand for several years as many banks, especially digital NBFCs and fin-tech startups, as it will reduce the costs of physically reaching out to customers in remote locations where they did not otherwise have branches. In a first, HDFC Bank launched myApps application on 9 January 2020. The app aims to boost digital payments in India. myApps: ♦ myApps is a customized suite of banking products. ♦ The app will benefit urban local bodies, housing societies, local clubs and gymkhanas, and religious institutions. ♦ It will allow institutions to customize their branding and content. ♦ Using the app one can publish their application on the Google PlayStore or Apple AppStore in the name of the institution. ♦ myApps is free to all members of each institution without any monthly subscription charges. ♦ Members can pay monthly bills or fees and make an online booking for different facilities via myApps. ♦ The organization will get easy access to reports on payments, facilities booked by members, requests and complaints registered by users. ♦ The app can be customized in over 20 languages starting with Hindi and English. ♦ The move by HDFC bank aims to help organizations to entirely digitize their ecosystem through myApps. ♦ Currently, HDFC Bank is offering four types of applications namely, mySociety, myClub, myPrayer, and myCity. The Reserve Bank of India (RBI) has permitted the select banks in India can offer forex rates to Indian clients round the clock, which is 24X7. Now the select banks can work beyond the inter-bank market hours, which now run from 9 am to 5 pm. Benefits: ♦ The move will allow the Indians to hedge their foreign exchange risks at any time of the day. ♦ It will make the offshore currency markets in Dubai and Singapore less attractive for Indian investors. ♦ RBI has also decided to accept the recommendation of the task force on the offshore rupee market. Hence it permits the authorized dealers Category-I banks to offer foreign exchange prices to users at all times either by a domestic sales team or through their overseas branches. ♦ This allows transactions with person resident outside India, through their foreign branches and subsidiaries can be undertaken beyond onshore market hours. ♦ It benefits the bank's clients to manage overnight currency risk as they can now hedge beyond local market hours.

China’s Ant Financial, thwarted in the US, is expanding rapidly in Europe

China’s Ant Financial, thwarted in the US, is expanding rapidly in Europe Ant Financial is expanding rapidly outside of its home market, mainly to serve legions of big-spending Chinese tourists already familiar with its platform. A key question is whether the company, which is valued at more than Goldman Sachs and Morgan Stanley combined, will pursue Western consumers as well.To get more china finance online news, you can visit shine news official website. Ant Financial runs Alipay, which says the payment service and its affiliates have more than 1 billion (pdf) annual active users around the world. Alipay’s most recent deal outside of its home market is with Barclaycard, which processes almost half of Britain’s debit and credit card transactions. The agreement lets UK merchants accept Alipay smartphone transactions without having to replace their payment equipment. Ant Financial is an affiliate of the Alibaba e-commerce conglomerate. On their own, Chinese tourists are an enormous market: they spent $258 billion in 2017, almost double that of second-ranked US holiday-goers. Alipay is available in 54 markets, and is a partner with the likes of India’s Paytm (Ant also has a stake in the fast growing payment service). Observers have long seen Alipay’s Chinese tourist strategy as a “spearhead” to one day go after non-Chinese customers. Recently, Ant’s prospects for global expansion have become much more complicated. The US and China are locked in a trade war, and American officials have been warning allies about what they say are security risks of using equipment made by Chinese telecom group Huawei. Ant has been under far less scrutiny than Huawei, which was founded by a former military engineer. Even so, the US blocked Ant’s acquisition of payment-transfer company MoneyGram in January 2018, citing national security concerns. Britain has been more open minded—earlier this year, Ant purchased UK payments group WorldFirst (paywall) in a deal reportedly worth around $700 million, making it the company’s biggest push yet into western markets. WorldFirst shuttered its US operations, apparently to avoid US interference in the deal. Ant CEO Eric Jing says the company got its name because ants are small and its service was for the “little guys.” These days, though, the company is a behemoth. It raised almost as much money last year as all EU and US fintech firms combined, giving it a $150 billion valuation, the most in the world for a technology startup. While best known for Alipay, Ant also offers a credit rating system and a giant money market fund. After social-media apps, Alipay is the most-used app in the world. Chinese regulators have taken note of Ant’s fast growth and potentially systemically important size. As scrutiny grows, the company has shifted its focus from offering its own financial products to running a technology platform for other financial companies. Its tech is plugged into more than 200 institutions, including banks, wealth managers, brokerages, and insurers. Financial executives in New York and London have mixed opinions about Ant and Alipay. Some think the Chinese company’s QR-code smartphone wallets could one day compete with old fashioned payment cards in the west. Others think behaviors are slow to change and that contactless card payments are already entrenched. A year ago, BlackRock co-founder Robert Kapito said he was “shocked” (paywall) by Ant’s valuation (higher than that of BlockRock, the world’s biggest asset manager), and worried its rise was a sign of tech disruption coming for incumbent financial companies. The trade war and tighter regulatory scrutiny have altered the playing field for Ant, but execs around the world are keeping a close watch on the Chinese company’s western ambitions.

Car financing crackdown 'to save drivers £165m'

Car financing crackdown 'to save drivers £165m' The Financial Conduct Authority wants to ban the way that some car dealers and brokers make commission on sales.To get more latest auto industry news china, you can visit shine news official website. It said that some dealers make commission on the loan's interest rate, which they set. The FCA said this "creates an incentive for brokers to act against customers' interests". Some brokers and car retailers make a commission on the interest rate they charge customers who take out a loan to buy a car. The higher the interest rate, the higher the commission. "We have seen evidence that customers are losing out due to the way in which some lenders are rewarding those who sell motor finance," said Christopher Woolard, executive director of strategy and competition at the FCA. "By banning this type of commission, we believe we will see increased competition in the market which will ultimately save customers money." The financial watchdog also said it was proposing to make changes to the way in which customers are told about the commission they are paying "to ensure that they receive more relevant information".It said: "These changes would apply to many types of credit brokers and not just those selling motor finance." Adrian Dally, head of motor finance at the Finance & Leasing Association, said the announcement was "good news for the industry and consumers, as it delivers clear rules and a consistent approach to commissions". It added: "Many lenders have already moved to the commission models that the FCA is proposing." The FCA will now consult on the proposals until 15 January next year and plans to publish final rules later in 2020. Earlier this year, a report by the regulator found that the industry's practice of allowing dealers to set their own interest rates was costing consumers millions of pounds a year. The FCA also discovered that only a small number of brokers that they examined told customers that they might receive commission for arranging a loan. The regulator said at the time that its aim from conducting the investigation was to "eliminate the harm caused by discretionary commission models". It said: "We have found a significant difference in the amount of interest customers pay when taking a motor finance deal arranged through a broker who benefits from a discretionary commission model compared to a flat fee model."

Auto Finance News Partners with CardLinx Association for Asia Events

Auto Finance News Partners with CardLinx Association for Asia Events Auto Finance News announced today that it has partnered with The CardLinx Association to co-present two groundbreaking events in Shanghai. Auto Finance Summit Asia and The CardLinx Asia Forum will bring together key executives and decision makers from Asia and around the world. Keynote speakers will present insights into auto financing and digital commerce in China from leading global companies including US Bank, Mastercard, Standard & Poor’s, Deloitte, Sumitomo Mitsui Card Company and more.To get more breaking auto news, you can visit shine news official website. The partnership between CardLinx and Auto Finance News supports two events: the CardLinx Asia Forum and Auto Finance Summit Asia. This will be Auto Finance News’s first event in China and will take place on September 5-6, 2018 at the Grand Hyatt Shanghai. The event is being launched to explore the expansion of auto lending and leasing in Asia. The CardLinx Asia Forum will immediately precede the opening of Auto Finance Summit Asia on September 5th and focus on the convergence of artificial intelligence and commerce and its implications for this exciting market. “We are very excited to partner with CardLinx Association for these important industry events,” said Molly Stewart, Chief Operating Officer of Royal Media. “We are looking forward to this opportunity to bring the Auto Finance News brand to Asia.” Auto Finance Summit Asia will gather international leaders to provide insights and strategies on economic trends in the Chinese auto industry; an analysis of Asia’s used-car finance market; local implications of the car-sharing revolution; the rise of leasing in China; how to navigate Asia’s online environment; and much more. Additionally, the event will serve as a platform for companies to connect with Asian lenders in the market. “Technologies such as AI and car-connected commerce are advancing across the globe. The CardLinx Asia Forum provides a unique executive-level opportunity to meet and collaborate with key decision makers,” said CardLinx President and CEO Silvio Tavares. The CardLinx Asia Forum will highlight collaborations between technology companies, financial institutions and merchants in China who are deploying AI next-gen technologies to create digital retail experiences that keep consumers engaged and shopping. CardLinx is a global trade association that includes industry leaders such as Microsoft, Samsung, Bank of America, Rakuten, and Yahoo! Japan.

Even VPN encryption has its limits

Even VPN encryption has its limits In a recent column you made the following statement: “The safest thing to do is to use a virtual private network, which encrypts ALL traffic between you and all websites.” VPN encryption may not have the reach that you are stating. A VPN can only encrypt the transmission between the client and the service provider. The communication between the VPN service provider and the destination of the transmission is likely to be unencrypted.unblock websites If the VPN service provider has an agreement with the destination it will be encrypted, but it is unlikely that Facebook or any other large web presence is establishing these VPN connections, primarily because they would not be able to provide the throughput necessary for the expected traffic to their sites through a VPN. VPNs are perfect for protecting people on public Wi-Fi from the other folks that are on that Wi-Fi. But they do not provide end-to-end encryption. A: You’re absolutely right. Using a VPN does two things. First, it encrypts the transmissions between your computer and the VPN’s servers. Secondly, it masks your IP address. The transmissions between the VPN server and the third-party site are not encrypted unless the third-party site supports that. So yes, there is still some exposure. But it is only with respect to the actual content of your message if it is intercepted between the VPN server and the third-party site. Unless you provide identifying information in the message it can’t be tracked back to you. The bottom line: Be aware of where you are and what you’re transmitting. If you’re using public Wi-Fi for virtually anything, I recommend using a VPN. Many sensitive sites — such as banks — don’t, however, allow connections over a VPN. So in such cases I recommend not making such connections over public Wi-Fi.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432

China moves to block internet VPNs from 2018

China moves to block internet VPNs from 2018 China will completely block access to much of the global internet as part of a sweeping crackdown aimed at suppressing dissent and maintaining the Communist party’s grip on power.VPN service The government has ordered China’s three telecommunications companies to completely block access to virtual private networks, or VPNs, by February 2018, Bloomberg News reported, citing anonymous sources. The three internet providers, China Mobile, China Unicom and China Telecom, are all state-owned. China operates the largest internet censorship regime in the world, blocking access to thousands of websites including Google, Facebook, Twitter and Instagram. Internet controls also mean news and commentary critical of the ruling Communist party and information about events like the 1989 Tiananmen Square massacre are almost impossible to find within China. But millions of Chinese citizens circumvent China’s censorship system, known as the Great Firewall, by using a VPN, allowing unfettered access to any website. The latest directive comes as China prepares for a twice a decade political meeting in Beijing in late 2017, with various factions within the government jockeying for dominance in any potential shuffle of top officials. It also comes on the heels of a 14-month “cleanup” of internet services announced in January, part of president Xi Jinping’s push for so-called “internet sovereignty”. “This is a significantly escalated form of internet control and shows there is unprecedented urgency and desperation at the top of the government,” said Xiao Qiang, a professor focusing on censorship in China at the University of California, Berkeley. “This is clearly about the highest levels of political struggle and the different factions using the internet as their battlefield. “If Xi’s opponents cannot release information inside China because of the censorship apparatus, they do it outside China and then the information filters back.” Xiao pointed to recent cracks in the Great Firewall, including allegations of corruption levelled by a Chinese businessman in New York that have managed to circulate widely within China. The claims, many unverified, have been seen as damaging to the head of the country’s corruption watchdog and one of Xi’s closest allies. In the coming months Xiao predicted the authorities would step up their internet crackdown: “There have always been controls, but this will be another level”. The ban on VPNs could also harm academics, software developers and foreign businesses. For years Chinese researchers have complained they lack adequate access to overseas journals and methods to communicate with universities around the world, while developers rely on code hosted on websites based outside China. Foreign businesses in China often use VPNs to secure their company data or communicate with company headquarters. It is not clear whether the ban will affect corporate VPNs. “This is ridiculous. If they’re as interested in security and stability as they say they are, then they should leave VPNs accessible,” Kaiser Kuo, former head of international communications at Chinese tech giant Baidu, posted online. “The number of people using them in China is really small, but really vocal — and I don’t think they’ll just take this lying down. Will reflect very badly on the party. Dark days ahead. Earlier this month a popular Chinese VPN was forced to shut down after “receiving a notice from regulatory departments”. China has instituted bans on VPNs and other methods to bypass censorship in the past, especially during high-level government meetings in Beijing. But it remains to be seen whether the latest directive will become permanent.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432

Do VPNs Still Work in China?

Do VPNs Still Work in China? Do VPNs still work in China? If you’re in China right now, you’re probably aware of how difficult it is to connect to a VPN right now. Don’t worry – you’re not alone. This is a problem people are having all across the country right now. So what has happened? Do VPNs no longer work in China? These past few months have been particularly hard on VPN users in China. With the Hong Kong protests, the trade wars and other major narratives China wants to control, the Ministry of Information has been particularly mean.Buy VPN All that to say this: no matter which VPN you use right now, you’re going to have connection problems. Personally, this is why I subscribe to multiple VPN services…but that’s just me. I’ll start by saying this: as of January 2020, it is possible to connect to a VPN in China. It’s been difficult to connect at times but yes, it is possible. The connectivity of VPNs in China goes on a cycle, a fact that you probably know well if you’ve lived in China for more than a year. During important government meetings (such as the Congress meeting last March), major holidays or during sensitive anniversaries, it becomes harder to connect to VPNs.That’s why it’s important to choose a VPN that dedicates significant resources to serving the China market. Personally, I use ExpressVPN – which has been incredibly reliable for me these past few years – but I also subscribe to a number of other VPNs that work great in China. No matter what VPN you use, there are a few steps you can take to ensure that you can stay connected even when it feels like your VPN no longer works in China. Make Sure Your VPN App is Updated One of the best ways to improve VPN connectivity is to keep your app updated. VPN services like ExpressVPN and NordVPN make important tweaks to their connection protocols when connections become difficult. You may not be able to log on to the websites directly, but the links above are dynamic links that direct you to an unblocked page from within China.VPN download Check the China Server Status of Your VPN Any VPN service that serves the China market well will have a status page that will provide timely updates on connection issues, possible fixes and tips on how to connect to VPN servers in China. Examples of this would be the ExpressVPN Status page, the NordVPN status page, and the VyprVPN status page. Each of these webpages should be updated on a weekly, if not daily basis, and often tell you exactly which servers are working in China. Change Server Locations and Connection Protocols (multiple times) Most VPNs like ExpressVPN allow you to change server and protocol connections as much as you want. If you find that you aren’t able to connect to your VPN in China, try changing to a different server location or connection protocol. And don’t get discouraged if it doesn’t work after 2-3 changes. During the worst times, it often takes me 10-15 changes before I’m able to find a connection that works.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432

Looking For Secure VPN Services?

Looking For Secure VPN Services? a bit of an Internet buzzword nowadays, because the business model of the Internet has now shifted towards data collection. Today, most users surf the web unaware of the fact that websites and online services collect their personal information, including search histories, location, and buying habits and make millions by sharing your data with advertisers and marketers.unblock websites If this is not enough, then there are governments across the world conducting mass surveillance, and hackers and cyber criminals who can easily steal sensitive data from the ill-equipped networks, websites, and PCs. So, what's the solution and how can you protect your privacy, defend against government surveillance and prevent malware attacks?No matter which Internet connection you are using to go online, one of the most efficient solutions to maximize your privacy is to use a secure VPN service. In this article, we have introduced two popular VPN services, TigerVPN and VPNSecure, which help you in many ways. But before talking about them, let's dig deeper into what is a VPN, importance of VPN and why you should use one. What is a VPN & Why You Should Use It? A VPN, or Virtual Private Network, is nothing but an encrypted tunnel between you and the Internet. Once you connect directly to your VPN service, every Internet browsing activity of yours will go through the VPNs servers and blocks third parties, including government and your ISP, from snooping on your connection. Secure and Encrypted Web Browsing: VPNs enhance online security by keeping your data secured and encrypted. Online Anonymity: VPNs help you browse the Internet in complete anonymity so that no one can track the origin of your Internet connection back to you. Prevent Data & Identity Theft: VPNs encrypt all data transferred between your computer and the Internet, allowing you to keep your sensitive information safe from prying eyes and significantly reducing the risk of security breaches and cyber attacks. Unblock Websites & Bypass Internet Restrictions: VPN essentially hides your IP address, so your visits to any restricted sites do not register with the third-party, including your government or ISP, trying to block you, ensuring you enjoy the online freedom of speech. Hide Your Browsing History From ISP: VPNs stop your ISP from logging your web visit, as the spying ISP will not be able to see what you are visiting on the Internet. Multiple Device Supported: Many VPN services usually support multiple devices and work on all operating systems, such as Windows, Mac, Linux, Android, and iOS. With multiple device support, you can set up your PC, work computer and smartphone to access one VPN at the same time.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432

Introducing Warp: Fixing Mobile Internet Performance and Security

Introducing Warp: Fixing Mobile Internet Performance and Security April 1st is a miserable day for most of the Internet. While most days the Internet is full of promise and innovation, on “April Fools” a handful of elite tech companies decide to waste the time of literally billions of people with juvenile jokes that only they find VPN Cloudflare has never been one for the traditional April Fools antics. Usually we just ignored the day and went on with our mission to help build a better Internet. Last year we decided to go the opposite direction launching a service that we hoped would benefit every Internet user: The service's goal was simple — be the fastest, most secure, most privacy-respecting DNS resolver on the Internet. It was our first attempt at a consumer service. While we try not to be sophomoric, we're still geeks at heart, so we couldn't resist launching on 4/1 — even though it was April Fools, Easter, Passover, and a Sunday when every media conversation began with some variation of: "You know, if you're kidding me, you're dead to me." No Joke We weren't kidding. In the year that's followed, we've been overwhelmed by the response. has grown usage by 700% month-over-month and appears likely to soon become the second-largest public DNS service in the world — behind only Google (which has twice the latency, so we trust we’ll catch them too someday). We've helped champion new standards such as DNS over TLS and DNS over HTTPS, which ensure the privacy and security of the most foundational of Internet requests. And we've worked with great organizations like Mozilla to make it so these new standards could be easy to use and accessible to anyone anywhere. On 11/11 — yes, again, geeky — we launched Cloudflare's first mobile app. The App allowed anyone to easily take advantage of the speed, security, and privacy of the DNS service on their phone. Internally, we had hoped that at least 10,000 people would use the app. We ended up getting a lot more than that. In the months that followed, millions of Android and iOS users have installed the app and now experience a faster, more secure, and more private Internet on their phones. Super Secret Plan Truth be told, the App was really just a lead up to today. We had a plan on how we could radically improve the performance, security, and privacy of the mobile Internet well beyond just DNS. To pull it off, we needed to understand the failure conditions when a VPN app switched between cellular and WiFi, when it suffered signal degradation, tried to register with a captive portal, or otherwise ran into the different conditions that mobile phones experience in the field. More on that in a second. First, let’s all acknowledge that the mobile Internet could be so much better than it is today. TCP, the foundational protocol of the Internet, was never designed for a mobile environment. It literally does the exact opposite thing it should when you're trying to surf the Internet on your phone and someone nearby turns on the microwave or something else happens that causes packet loss. The mobile Internet could be so much better if we just upgraded its underlying protocols. There’s a lot of hope for 5G, but, unfortunately, it does nothing to solve the fact that the mobile Internet still runs on transport protocols designed for a wired network. Beyond that, our mobile phones carry some of our most personal communications. And yet, how confident are you that they are as secure and private as possible? While there are mobile VPNs that can ensure traffic sent from your phone through the Internet is encrypted, let’s be frank — VPNs suck, especially on mobile. They add latency, drain your battery, and, in many cases, are run by companies with motivations that are opposite to actually keeping your data private and secure.When comes to the issue of online privacy and security, we suggest to use a VPN, and our recommendation is RitaVPN.Qwer432